Back to work... with updates!

Well, we're back from the cottage. We had a great week of fun and sun, and the weather was simply unbelievable. The closest we got to bad weather was actually on Monday morning as we were packing up to leave. That virtually never happens; our "go home" time usually happens during the best weather of the holiday.

I took my best shot at a frugal holiday week, but between gas and alcohol purchases, I pretty much maxed out my budget.

Anyway, here's the scoop for the end of July. First, I'll lay out the results excluding the joint consolidation loan, to allow an apples-to-apples comparison with last month's numbers:

Assets:
Online Savings - $1001.40
Self-Directed RSP - $5,752.77
Employer Group RSP - $31,876.81

Debts:
Credit Cards - $1,144.27
Line of Credit - $24,778.69
Student Loans - $7,256.97

Net Investable Assets: $5,451.05
Net Liquid Assets: ($32,178.50)

Assets are down $1,111.29 from June, driven by the stock market dip at the end of July, while debts are down $814.56 from June. Overall, net investable assets are down by $296.73, while net liquid assets are up by $1,180.16. I'm happy with the debt reduction and with the cash savings, and I'm hoping that my stocks will improve soon. If not, then I'll simply get a better price on the funds I buy when I re-allocate my portfolio.

Now, for my "true" current standing, including the joint consolidation loan:

Assets:
Online Savings - $1001.40
Self-Directed RSP - $5,752.77
Employer Group RSP - $31,876.81

Debts:
Credit Cards - $1,144.27
Line of Credit - $24,778.69
Student Loans - $33,036.73

Net Investable Assets: ($20,328.70)
Net Liquid Assets: ($57,958.30)

I won't compare these numbers to June, but my August month-end update (and each subsequent month) will track my progress against this "complete" snapshot.