My One Money Advice (MOMA) Meme

Well, it's official. I am now a part of the PF blogging community.

Sure, I've been blogging about personal finance for a couple of months, I'm listed at pfblogs.org, and I've already started to receive some link love from other PF blogs. My site even comes up as the number one result in a Google search for "Loonies And Sense". However, even with all this good stuff, it felt as if there was something missing.

Well, no more am I a fringe-dweller. I am now in this thing whole hog.

I've been tagged.

Paid Twice has tagged me to continue Moolanomy's My One Money Advice (MOMA) Meme. The aim of this meme is to help promote financial responsibility and awareness in our hyper consumption society.

The question: If you can give one advice, tip, or story related to money, what would you share?

Now, I'm new to this blogging thing, and I'm also new (check the stats in the sidebar) to responsible financial management. On the one hand, I'm inclined to doubt the value of any "advice" I could provide at this point. However, if I think back to what made me start this blog in the first place, I remember how much the idea of regular people sharing their experiences and opinions in an open forum appeals to me. So with that in mind, I'm game to provide My One Money Advice:

"Take control, and do it now."

I spent far too long haemorrhaging money and failing to save a dime, simply because I didn't think I had the means to change directions. By taking the time and effort to educate myself and make changes to the way I handle my money, I now feel, for the first time in years, that I am actually the driving force behind my finances. My debts are shrinking, my savings are growing, and I'm finding myself feeling better about money than I have in a long time. I still have a long way to go, but at least I know how I'm going to get there. I only wish that my 25-year-old self had taken these steps, so that we'd be in a better position today.

So there you go. That's my advice.

Now, let's hear from five more. Canadian Financial Stuff, Give Me Back My Five Bucks, Grad Money Matters, Irregular Payments and My Open Wallet...

You're it. What's your "One Money Advice"?