Some quick research online revealed that both Equifax and TransUnion offer the option to request the report by phone. Here are the numbers to call:
- Equifax: 1-800-465-7166
- TransUnion: 1-800-663-9980
Here's the catch (at least for me): neither of these agencies has my current address on file, so I need to send the old-school paper request to obtain my report. Equifax at least lets you fax the request (514-355-8502), but TransUnion only accepts paper requests by mail. It looks like Northern Credit Bureaus allows you to fax your request as well (1-800-646-5876).
I'm glad that I decided to check my report, because now at least I know my address is out-of-date. The fact that any of my information is inaccurate has been an eye-opener to be more vigilant with checking my credit. I think I'll start doing a review once per year.
Let's see how the rest of the report stacks up.